Verified · 2026 Edition · 2 pages · Print-ready
VERIFIED · 2026 EDITION · IRS NOTICE 2025-67
2026 changed almost every number in your 401(k).
Free 2026 401(k) Update Brief — the key numbers in two concise pages. Includes the Roth catch-up wage threshold and the latest official alternative-assets developments. Plain English. No upsell.
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▶ Watch the channel on YouTube§ 01 · What's inside
$24,500
Base employee limit 2026
(was $23,500) + catch-up · super catch-up 60–63 at $11,250 · combined cap $72,000
$150,000
Roth catch-up wage threshold
For 2026, prior-year wages over $150,000 from the employer sponsoring the plan can trigger Roth treatment for catch-up contributions
EO 14330
Alternative-assets review
EO 14330 directed a regulatory review; DOL proposed a process-based safe-harbor framework on March 30, 2026
§ 02 · Sources
IRS Notice 2025-67 · IRS.gov retirement topics · DOL/EBSA release, Mar 30 2026 · Federal Register 2026-06178
Figures and regulatory descriptions cross-checked against primary sources on August 5, 2026.
§ 03 · The channel
Built for serious 401(k) savers.
Frequent deep-dives and short explainers on SECURE 2.0, IRS updates, Roth rules, RMD ages, fees and the super catch-up window. Plain English, primary sources, never personalized advice.
→ youtube.com/@401kDecoded§ 04 · Frequently asked
Is this financial advice?
No. The brief is educational content only — not financial, tax, or legal advice. Its figures and regulatory descriptions were cross-checked against the primary sources listed above. Consult a qualified professional before acting.
Who is this for?
Anyone with a 401(k) — especially participants whose prior-year wages from the employer sponsoring the plan exceeded $150,000, and savers aged 60–63 who may qualify for the $11,250 super catch-up limit.
Will I get spam?
No. You'll get your cheat sheet right away, then two short follow-up emails over the next few days to help you put it to use — after that, only occasional updates when the IRS publishes new numbers. Unsubscribe in 1 click, never sold to third parties.
How current is the brief?
Cross-checked on August 5, 2026 against IRS Notice 2025-67, the IRS catch-up guidance updated May 7, 2026, and the DOL/Federal Register materials listed above. Check the source links and your plan documents before acting.
What about Executive Order 14330?
EO 14330, signed August 7, 2025, directed a review of regulatory barriers involving alternative assets. The Department of Labor announced a proposed process-based safe-harbor framework on March 30, 2026, published in the Federal Register on March 31. Check the current rule status, fees, liquidity, valuation and your plan documents before acting.